{"id":30004,"date":"2018-02-26T14:28:51","date_gmt":"2018-02-26T13:28:51","guid":{"rendered":"https:\/\/theworldwidejournal.com\/2018\/02\/26\/whats-the-best-way-to-save-for-a-deposit-for-a-flat\/"},"modified":"2018-02-26T14:28:51","modified_gmt":"2018-02-26T13:28:51","slug":"whats-the-best-way-to-save-for-a-deposit-for-a-flat","status":"publish","type":"post","link":"https:\/\/theworldwidejournal.com\/?p=30004","title":{"rendered":"What&#039;s the best way to save for a deposit for a flat?"},"content":{"rendered":"<p>I\u2019m hoping to save \u00a325,000 and will use a help-to-buy Isa \u2013 where else should I put my money? Q I have a good credit rating, am disciplined with money and earn \u00a327,000. I am hoping to save about \u00a325,000 to put down as a deposit when I buy a flat costing between \u00a380,000 and \u00a390,000. I will be 48 or 49 when I am ready to buy and would like a mortgage term of 18 years so that it\u2019s paid off just as I retire. (I intend to overpay so hopefully will be paid off more quickly than that.) I have two questions. First, given my age and the short mortgage term I want, are lenders likely to agree to this? Second, I am saving \u00a3800 a month, of which \u00a3200 is going into a help-to-buy Isa. Where should I put the remaining \u00a3600 per month? Continue reading&#8230;<br \/>\nVia: <a href=\"https:\/\/www.theguardian.com\/money\/2018\/feb\/26\/whats-the-best-way-to-save-for-a-deposit-for-a-flat\" target=\"_blank\">What&#039;s the best way to save for a deposit for a flat?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I\u2019m hoping to save \u00a325,000 and will use a help-to-buy Isa \u2013 where else should I put my money? Q I have a good credit rating, am disciplined with money and earn \u00a327,000. I am hoping to save about \u00a325,000 to put down as a deposit when I buy a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-30004","post","type-post","status-publish","format-standard","hentry","category-english"],"_links":{"self":[{"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/posts\/30004","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=30004"}],"version-history":[{"count":0,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/posts\/30004\/revisions"}],"wp:attachment":[{"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=30004"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=30004"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=30004"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}