{"id":66626,"date":"2018-11-10T14:10:16","date_gmt":"2018-11-10T13:10:16","guid":{"rendered":"https:\/\/theworldwidejournal.com\/2018\/11\/10\/la-ley-hipotecaria-exigira-que-la-banca-examine-la-solvencia-del-cliente\/"},"modified":"2018-11-10T14:10:16","modified_gmt":"2018-11-10T13:10:16","slug":"la-ley-hipotecaria-exigira-que-la-banca-examine-la-solvencia-del-cliente","status":"publish","type":"post","link":"https:\/\/theworldwidejournal.com\/?p=66626","title":{"rendered":"La ley hipotecaria exigir\u00e1 que la banca examine la solvencia del cliente"},"content":{"rendered":"<p>A pesar de que este examen obligatorio era una de las principales exigencias de la directiva europea, el ministro Luis de Guindos elabor\u00f3 un texto en el que esta no se plasmaba. La idea era que se desarrollar\u00eda en un reglamento posterior. Adem\u00e1s, se alegaba que las entidades ya realizan un scoring o evaluaci\u00f3n en funci\u00f3n del cual dan el precio de la hipoteca. Sin embargo, ese reglamento solo tendr\u00eda un valor meramente administrativo. No daba fuerza contractual al examen. \u201cDec\u00edan que no hac\u00eda falta, pero la experiencia de la burbuja ha demostrado que s\u00ed\u201d, afirma Francisco de la Torre, diputado de Ciudadanos y uno de los ponentes de la ley.Seguir leyendo.<br \/>\nVia: <a href=\"https:\/\/elpais.com\/economia\/2018\/11\/09\/actualidad\/1541796171_082696.html#?ref=rss&#038;format=simple&#038;link=link\" target=\"_blank\">La ley hipotecaria exigir\u00e1 que la banca examine la solvencia del cliente<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A pesar de que este examen obligatorio era una de las principales exigencias de la directiva europea, el ministro Luis de Guindos elabor\u00f3 un texto en el que esta no se plasmaba. La idea era que se desarrollar\u00eda en un reglamento posterior. Adem\u00e1s, se alegaba que las entidades ya realizan [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-66626","post","type-post","status-publish","format-standard","hentry","category-spanish"],"_links":{"self":[{"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/posts\/66626","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=66626"}],"version-history":[{"count":0,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=\/wp\/v2\/posts\/66626\/revisions"}],"wp:attachment":[{"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=66626"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=66626"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/theworldwidejournal.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=66626"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}